Niagara Homes – Buyer’s Resources

When buying a Niagara-on-the-Lake home, it is a very good idea to have a Realtor working on your behalf. It does not matter which real estate agencies  have  the listings you are interested in. By choosing just one Sales Representative to work with (me), I can line up all viewings for you and attend them with you. Once you decide which property to purchase, I can then handle the negotiation for you and guide you through the process until the purchase is successfully completed.

It is important to remember, the listing agent (seller’s realtor) is representing the seller and is acting in his/her best interests. It is very important you have someone who is acting in your best interests too.

While at your side each step of the way, I will make the process of purchasing real estate easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details relating to the actual purchase.

I am here to research the current homes in Niagara on the Lake’s real estate market for you. I know neighbourhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

I suggest you look at the following steps to help you get started;

Your First Step

NOTL Realty - Kevin Stokes | New HomeYour first step to buying real estate with Niagara Homes is to ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you’d like and where you would like to be. Be specific. Separate the “must haves” from the “want to haves.”

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company (assuming a mortgage is required). This can be done over the phone or even online in a matter of minutes.

Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

Once you’ve been pre-qualified and know what price range you want to stay in, I can help you determine which NOTL  properties fit your needs by using the (MLS) Multiple Listing Service, www.realtor.ca system to locate them.

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications.

I Will Help You Every Step Of The Way

I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.